Strategic Growth & Exit Plan

WealthNow × ThermAll

Building a $12M–$15M Revenue Exit with 15% EBITDA

$1.5M–$2.5M
$9M–$18M
24–36 Mo.

ThermAll Heating & Cooling — Prepared for Paul & Kevin Wyatt — Confidential

01 — The Business

Strong Foundation. Real Revenue. An Optimization Problem.

ThermAll Heating & Cooling is a well-established HVAC and Electrical business serving Yakima, WA with 27–28 employees and $6.62M in annual revenue. HVAC Install is profitable — the drag comes from service and electrical division losses and an overhead structure that's outpacing gross profit. The infrastructure is intact. The fix is operational.

$6.62M
2025 Revenue
HVAC Install, Service & Electrical
($313K)
Net Loss
Service & Electrical dragging profitability
$1.5M–$2.5M
Current Valuation
Suppressed by losses & overhead burden
Yakima, WA
Market
Pacific Northwest HVAC & Electrical
27–28
Total Employees
Workforce infrastructure in place
41%
Gross Margin
Install is profitable — ops structure is not
HVAC Installation — Profit Center
Service & Maintenance
Electrical Division
IAQ Services
Yakima, WA
Pacific Northwest
Service & Electrical divisions generating losses27–28 employees — workforce structure in placeHVAC Install is the core profit center41% gross margin — overhead & payroll suppressing net incomeWealthNow • Confidential
03 — The Gap

This Is Not a Demand Problem. It's a Cost Problem.

ThermAll has 27–28 employees, $6.62M in revenue, and a 41% gross margin. The business isn't struggling for lack of customers — it's structured in a way that converts good gross margin into a net loss. Every gap below has a proven, executable fix.

($313K)
Net Loss — Active Business
ThermAll generates $6.62M in revenue with a 41% gross margin — yet still posts a net loss of $313K. This is not a demand problem or a pricing problem. It's a structural cost and divisional loss problem that's directly fixable with the right operational partner.
Dual Losses
Service & Electrical Divisions
Both the Service and Electrical divisions are generating losses that drag down ThermAll's profitable HVAC Install division. Restructuring these two divisions — pricing, labor, dispatch, and overhead — turns the largest liabilities into the largest opportunities.
~41%
Gross Margin — Good But Net Is Negative
ThermAll's 41% gross margin is solid for HVAC. The problem is overhead, payroll burden, and divisional losses consuming that margin and pushing net income below zero. Closing the gap between gross and net is the entire value creation story.
IssueCurrent StateWith WealthNow FixRevenue Impact
Net loss of ($313K)Bleeding cash on $6.62M revenueOperational restructuring, cost controls installedCritical
Service division lossesDragging profitability annuallyRepriced, restructured, dispatched efficientlyFoundational
Electrical division lossesLoss center within ThermAllOptimized or repositioned for marginFoundational
Payroll burdenHigh overhead eating gross marginProductivity review + right-sized teamVery High
Membership agreementsUnderdeveloped recurring revenueMembership program built across all customersHigh
“Fix the service and electrical divisions, optimize payroll, and ThermAll transforms from a business losing money into a highly profitable HVAC+Electrical platform worth $9M–$18M.
04 — The Market

Private Equity Is Buying. ThermAll Is Exactly What They Want.

HVAC is one of the most aggressively consolidated verticals in private equity. Established platforms with recurring revenue, commercial relationships, and professional management are what acquirers are chasing — and paying premium multiples to own. ThermAll, once restructured, is that business. The HVAC+Electrical dual-service model makes it even more valuable.

EBITDA
$0 (today)
at 0.5–1× multiple
= $1.5M–$2.5M
Current trajectory — losses suppressing value
Target
EBITDA
$1.5M
at 5–6× multiple
= $7.5–9M
WealthNow Phase 2 target
EBITDA
$3M+
at 6–7× multiple
= $18–21M
Premium HVAC+Electrical platform exit
ThermAll's dual HVAC+Electrical license is a rare and valuable asset — acquirers pay premium multiples for combined service platforms
Membership agreement programs (recurring revenue) dramatically increase valuation — PE buyers price predictability at a premium
Yakima, WA and the Pacific Northwest represent a high-growth HVAC market with strong residential and commercial demand
Home services and HVAC is one of the most actively consolidated verticals in private equity today
A professionally managed operation with documented systems, trained technicians, and clean financials is PE-ready by design

The Window Is Open

PE platforms are consolidating regional HVAC businesses at record pace. A Pacific Northwest HVAC+Electrical company with $12–15M in revenue, 15% EBITDA margins, membership agreement revenue, and a scalable management team becomes a highly attractive acquisition target. The question isn't if the exit happens — it's at what valuation.

05 — The Owners

Built to Last. Now It's Time to Harvest It.

Paul and Kevin Wyatt have built ThermAll into a $6.62M HVAC and Electrical business in Yakima, WA. They've earned their exit. What's standing in the way isn't the business — it's the operational structure that's destroying margin and suppressing value. WealthNow provides the partner, the system, and the path to the $5M+ combined outcome they deserve.

Business
ThermAll Heating & Cooling — HVAC + Electrical, Yakima, WA
Owners
Paul & Kevin Wyatt — building toward a generational exit
What They Want
$5M+ combined owner liquidity at exit
What They Need
A partner who fixes the losses and builds the exit
Fix Service Division
Now: Generating losses annually
Restructured to breakeven+
With WealthNow
Fix Electrical Division
Now: Loss center within ThermAll
Optimized for margin
With WealthNow
Payroll Productivity
Now: High overhead burden
Right-sized & productive
With WealthNow
Membership Program
Now: Underdeveloped
Recurring revenue base built
With WealthNow
Core Issue: Service & Electrical Losses

Service and Electrical division losses combined with a high payroll burden are the primary suppressors of ThermAll's value. Fixing these unlocks the entire business — and the owners' exit.

PROTECT THE TEAM
BUILD THE EXIT
SCALE THE BRAND

“Paul and Kevin's goal is clear: protect the 27–28 employees who helped build this, walk away with $5M+ combined, and see ThermAll become what it was always capable of being. That's exactly what WealthNow delivers.”

— WealthNow Assessment
06 — The Playbook

Six Levers. One Proven System.

WealthNow doesn't experiment on ThermAll. Every lever below has been validated across HVAC and home services businesses — and each one addresses a specific gap that's currently destroying margin and suppressing value.

01
DiagnosisStrategy

Conduct SWOT & Full Financial Audit

WealthNow begins with a full SWOT analysis across all three divisions and a deep financial audit. This reveals exactly where the losses are coming from — by division, by employee, by service type — so every subsequent lever is data-driven, not guesswork.

Foundation for all execution decisions
02
OperationsCost Control

Optimize the Service Division

The Service division is currently a loss center. WealthNow conducts a full diagnostic: labor efficiency, dispatch routing, pricing vs. cost-to-serve, and close rates. The fix is operational — restructure, reprice, and redeploy to get Service to breakeven or better.

Stops service division cash drain
03
OperationsPricing

Optimize the Electrical Division

The Electrical division losses compound the Service losses and suppress ThermAll's overall valuation. WealthNow analyzes pricing structure, job mix, and labor deployment — then repositions Electrical as a margin contributor, not a drag.

Electrical division to breakeven or profit
04
EfficiencyEBITDA

Payroll Productivity & Overhead Reduction

With 27–28 employees on $6.62M in revenue, payroll and overhead are consuming the gross profit. WealthNow installs productivity metrics, right-sizes roles to revenue, and eliminates overhead inefficiencies that aren't tied to revenue generation.

Recover $200K–$400K in overhead savings
05
RevenueRetention

Build Membership & IAQ Program

ThermAll has the customer base but lacks a structured recurring revenue program. WealthNow builds a membership / maintenance agreement program across all customer segments, and expands the IAQ services vertical — creating predictable cash flow and dramatically increasing valuation at exit.

+$400K–$800K recurring revenue potential
06
LeadershipOperations

Install a General Manager

Paul and Kevin cannot exit while running daily operations. WealthNow recruits, vets, and installs a qualified General Manager to lead the 27–28 person team — freeing the owners and creating the leadership layer that acquirers require. This is the exit prerequisite.

Owner-independence — exit prerequisite
Combined Impact

From ($313K) Loss to $1.8M–$3M EBITDA

Each lever contributes independently — together, they compound. The same customers, the same service area, the same brand. Just executed at the level the business is capable of.

Current EBITDA
($313K)
Target EBITDA (24–36 Mo)
$1.8–$3M
07 — The Numbers

From ($313K) Loss to $10–12M. The Trajectory Is Clear.

These projections are grounded in what WealthNow has achieved across comparable HVAC and home services businesses — not aspirational modeling. Every number below has a defined lever, timeline, and action behind it.

$6.62M
Revenue
($313K)
EBITDA
Today
~(4.7%) margin
$8–9M
Revenue
$400K–$800K
EBITDA
Year 1
5–9% margin
$10–12M
Revenue
$1.2M–$1.8M
EBITDA
Year 2
12–15% margin
Revenue (bar height)
EBITDA layer within bar
Service division restructured to breakeven or better within 90 days
Electrical division optimized — losses eliminated within 6 months
Payroll productivity review and right-sizing completed in Phase 1
Membership agreement program: 300–600 active contracts at 24 months
General Manager installed and performing within 6 months
EBITDA target: 15% in Phase 3 — Net margin: 15–20%
08 — The Exit

Multiple Paths. All Lead to $9M–$18M.

WealthNow doesn't lock ThermAll into one exit scenario. We build the business to be acquisition-ready — and let market conditions and timing determine which path captures the highest return for Paul and Kevin.

Year 2–3

Strategic Acquisition

Regional or national HVAC / home services brand
4–6× EBITDA

A dual-licensed HVAC + Electrical business in Yakima with $12–15M revenue, clean financials, and a recurring membership program is exactly the platform regional consolidators are looking to acquire and expand into the Pacific Northwest.

Most Likely
Year 3

Private Equity Platform

PE-backed HVAC / home services roll-up
5–6× EBITDA

PE consolidators are actively buying HVAC businesses with strong brands, dual service lines, recurring maintenance contracts, and professional management. ThermAll, rebuilt and optimized, checks every box that drives a premium multiple.

Year 3+

Management Buyout

Installed General Manager and leadership team
4–5× EBITDA

If the installed GM and leadership team want ownership, a structured MBO allows Paul and Kevin a clean, private exit at a fair multiple — without an external sale process and on their own timeline.

EBITDAMultipleExit Value
$1.2M$6M
$1.5M$7.5M
$1.8M$9M
$2M$12M
$2.5M$15M
Professionally managed HVAC businesses trade at 1–2× higher multiples than owner-dependent ones
Membership agreement and recurring contract revenue dramatically improves valuation
Dual HVAC + Electrical license creates a differentiated platform competitors can't easily replicate
PE consolidators in HVAC actively seek established platforms in the Pacific Northwest
A business built for exit from day one — with clean financials — commands the highest price

Target Outcome

$9M–$18M

Exit valuation for ThermAll — achievable in 24–36 months

09 — The Deal

Structured for Alignment. Built for the Owner's Win.

WealthNow's deal structure is simple and fair. Paul and Kevin receive their full baseline value first — then we share the upside we create together. The combined goal: $5M+ in liquidity for both owners.

Step 1 — Baseline
$1.5M–$2.5M

The full current valuation of ThermAll goes 100% to the owners at exit. WealthNow takes nothing from the baseline — it's theirs by default.

Step 2 — Upside Split
50 / 50

Every dollar above the baseline is split equally. We only win when the owners win. Our incentive is entirely aligned with theirs.

Step 3 — The Exit
$9M–$18M

With WealthNow's system, the exit target is $9M–$18M. Paul and Kevin each walk away with $2.5M+ — the outcome their years of building ThermAll deserve.

ScenarioExit ValueBaseline (Owners)50/50 AboveOwners Receive
Conservative
$9M
$2M
$3.5M
$5.5M
Target
$12M
$2M
$5M
$7M
Premium
$18M
$2M
$8M
$10M

* Owners receive: $1.5M–$2.5M baseline (100%) + 50% of upside above baseline. Figures shown using $2M midpoint baseline for illustration.

WealthNow Invests Time & Capital

We source the General Manager, deploy the operational systems, and work the playbook — at our expense. Paul and Kevin don't carry the risk of building what comes next.

Owners Retain Equity Stake

Paul and Kevin remain meaningful participants in the upside throughout the process — not just sellers stepping away from what they built.

Aligned Until Exit

We only generate return when the exit happens. Your outcome determines ours. That's alignment by design.

10 — The Decision

Two Futures. One Looks Very Different.

ThermAll is at a crossroads. The path chosen in the next 90 days will define Paul and Kevin's outcome for the rest of their lives.

Without WealthNow

ThermAll — today's trajectory
  • Business continues to lose ($313K) annually — cash drain accelerates
  • Service and Electrical divisions bleed losses with no structural fix
  • Owners remain trapped in daily operations with no exit in sight
  • ThermAll valued at $1.5M–$2.5M — or less as losses mount further
  • 27–28 employees at increasing risk as financial position deteriorates
  • Paul and Kevin never reach their $5M+ combined liquidity goal
5-Year Outcome
$0–$1.5M
if a buyer can be found — as losses compound

With WealthNow

ThermAll — transformed
  • Service and Electrical divisions restructured — losses eliminated within 90 days
  • Revenue scales to $12–15M in 24–36 months with proven systems
  • General Manager installed — owners step out of daily operations
  • Business positioned for $9M–$18M acquisition at premium multiple
  • 27–28 employees protected under professional management
  • Paul and Kevin walk away with $5M+ combined net — earned and deserved
24–36 Month Outcome
$5M+ Combined
Paul + Kevin combined liquidity — with a proven partner

ThermAll has the brand, the customer base, and the market position.
What it needs is a partner with the system to fix it.

11 — The Opportunity

ThermAll. Ready to Scale.

The brand, the customer base, and the dual-license market position are all in place. WealthNow provides the partner, the system, and the path to Paul and Kevin's $5M+ combined exit.

$6.62M
Current Revenue
with ($313K) net loss
Dual License
HVAC + Electrical
Yakima, WA — Pacific Northwest market
$12–15M
Revenue Target
in 24–36 months
$9M–$18M
Exit Valuation
5–6× EBITDA at target
01

Confirm Interest

Paul and Kevin align on the opportunity and confirm mutual fit before moving to diligence.

02

Deep-Dive Discovery

WealthNow conducts a full operational and financial assessment of ThermAll — no surprises.

03

Term Sheet

WealthNow delivers a clear, fair term sheet reflecting the deal structure presented here.

04

Close & Execute

Partnership is formalized. GM hiring begins. The SWOT audit launches. The 36-month plan is activated.

WealthNow × ThermAll

The Business Is Built.
Now Let's Fix and Scale It.

ThermAll + WealthNow = a $9M–$18M exit, a professionally managed HVAC + Electrical platform, and Paul & Kevin finally getting the outcome their years of building ThermAll deserve.

$9M–$18M
Target Exit
24–36 Mo.
Timeline
50/50
Upside Split

WealthNow — Exclusive Partnership — Confidential